The Union Cabinet on Wednesday approved the launch of the Ayushman Bharat — National Health Protection Mission (AB-NHPM), which was announced in the Budget.
The scheme will provide a cover of ₹5 lakh per family per year.
“The target beneficiaries.. will be more than 10 crore families belonging to poor and vulnerable population based on SECC database,” the government said in a release. “AB-NHPM will subsume the on-going centrally sponsored schemes — Rashtriya Swasthya Bima Yojana (RSBY) and the Senior Citizen Health Insurance Scheme (SCHIS).”
It would take care of almost all secondary care and most of tertiary care procedures, the government said. There will be no cap on family size and age. The benefit cover will include pre and post-hospitalisation expenses. All pre-existing conditions will be covered from day one of the policy. A defined transport allowance per hospitalisation will also be paid to the beneficiary.